Financial literacy for millennials : a practical guide to managing your financial life for teens, college students, and young adults /
Andrew O. Smith.
- xx, 194 pages ; 24 cm
Includes index.
Includes bibliographical references and index.
Acknowledgments -- Prologue: a tale of two teens -- Financial [ms1]planning -- Careers -- Business and entrepreneurship -- Savings and banking -- Budgeting and spending -- Credit and debt -- Bankruptcy -- Investments -- Avoiding financial scams -- Insurance -- Taxes -- Government benefits -- Legal issues -- Growing older -- Appendix 1: Website content -- Appendix 2: Take-away tips -- Appendix 3: curriculum planning guide -- Index -- About the author.
There is growing awareness that teaching consumers more about finance is an urgent national priority - and that their education should begin early. Combining practical advice with targeted information on virtually every aspect of personal finance and money management, this book is the ideal resource for young people who want start off their financial lives properly. The guide updates traditional personal finance topics, such as budgeting, credit, debt, savings, and investment, and goes beyond those fundamentals to furnish important life lessons on such concerns as career planning, starting a business, Internet fraud, and avoiding financial scams. It even provides useful background on the tax system, how to avoid bankruptcy, legal issues young adults often face, and the plethora of government benefits they can access. In fact, readers will come away from this book with basic knowledge of every important area of personal finance. Ideal for teens and young adults, the volume will prove useful to parents who want to educate their children about the wise use of money, preparing them to make independent financial decisions. In addition, this book can be used to meet the standards enacted in every state for developing a curriculum guide for teaching financial literacy to high school students. It can also serve as a primary or supplementary resource in personal finance or consumer economics courses for college students and adults. -- from dust jacket.
9781440834028 1440834024
Greenwood Pub Group, C/O ABC Clio Po Box 1911, Santa Barbara, CA, USA, 93116 SAN 857-7099